Choose checking that pays you really high interest — plus refunds on ATM withdrawal fees, nationwide*.
Key Features
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Really High Interest
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Refunds on ATM Withdrawal Fees
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No Monthly Maintenance Fees
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No Minimum Balance to Earn Rewards
- Checking that pays high interest
- 1.02% APY* on balances up to $15,000
- 1.02% to 0.22% APY on balances over $15,000 depending on balance in account*
- 0.03% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Link to Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Digital banking
- Mastercard® debit card with approval
- $100 minimum deposit to open
It’s Easy to Earn Your Rewards
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
See the Monthly Qualification Calendar for specific dates.
That's it. Even if you don't meet your qualifications during the cycle, you'll still pay no monthly maintenance fee. Plus, you'll earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Switch to Sycamore Bank
Bring your current bank statement into any Sycamore Bank branch and we’ll help you transfer your accounts. Come grow with us — visit a branch today.
*APY=Annual Percentage Yield. APYs effective as of August 10, 2020. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 earn APY of 1.02%; and (3) balances over $15,000 earn 0.10% interest rate on the portion of the balance over $15,000, resulting in 1.02% - 0.22% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.03% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver earn an APY of 0.50%; and (2) balances over $15,000 in Kasasa Saver earn 0.10% interest rate on portion of balance over $15,000, resulting in 0.50% - 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.03% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. ATM-processed transactions and transfers between accounts do not count as qualifying transactions. Receiving monthly eStatements is required to have this account. If you do not enroll for an eStatement on your KASASA account within 60 days of opening the account, the account will be converted to a Basic Checking Account which is not an interest bearing account and which has different requirements and fees than a KASASA account. Limit one account per Social Security Number (SSN).