We’ve been helping North Mississippi families find their way home for over 100 years. We’d love to help you — get pre-approved today.
Key Features
Competitive Rates
Quick Decisions
Local Processing
Details
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- Repayment terms tailored to fit your budget
- Fixed and adjustable rate mortgages (ARMs) available
- Helpful loan advisors with working knowledge of the North Mississippi real estate market
- Free pre-approval for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Local decision-making and processing
- Attentive, friendly service from start to finish
Construction Loans
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed