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We’ve been helping North Mississippi families find their way home for over 100 years. We’d love to help you — get pre-approved today.

Key Features

Competitive Rates

Quick Decisions

Local Processing

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Repayment terms tailored to fit your budget
  • Fixed and adjustable rate mortgages (ARMs) available
  • Helpful loan advisors with working knowledge of the North Mississippi real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish
  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed