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Kasasa Saver

Take your savings strategy to the next level and earn a second rate of return on your Kasasa Cash rewards with this innovative new account. With Kasasa Saver, your Kasasa Cash rewards are automatically transferred each month, where you can earn an additional 1.01% APY* on your money. It's the easiest way to save!

  • Attached to Kasasa Cash account
  • Enrollment and receiving eStatements is required for this account
  • Earn 1.01% APY* on balances up to $15,000
  • Earn between 1.01 - 0.51% APY on balances over $15,000 depending on your account balance*
  • Earn 0.10% APY* if qualifications are not met
  • Automatic transfer of Kasasa Cash rewards
  • Online banking
  • Enhanced telephone banking at (662) 560-0124
  • $100 minimum deposit to open
  • Federally insured up to $250,000 by the FDIC


Getting the Kasasa Saver interest rate is easy. There are no additional qualifications; just meet the Kasasa Cash criteria each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Log on to Sycamore Bank's Online Banking

Should you not meet the qualifications, don't worry about it! You'll still earn our base rate each monthly qualification cycle. And you can get back to earning high interest the next time you qualify. See the Monthly Qualification Calendar for specific dates.

*APY=Annual Percentage Yield. APYs accurate as of 05/01/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 earn APY of 3.01%; and (3) balances over $15,000 earn 0.42% interest rate on the portion of the balance over $15,000, resulting in 3.01% - 0.76% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver earn an APY of 1.01%; and (2) balances over $15,000 in Kasasa Saver earn 0.44% interest rate on portion of balance over $15,000, resulting in 1.01% - 0.51% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. ATM transactions and transfers between accounts do not count as qualifying transactions. Receiving monthly eStatements is required to have this account. If you do not enroll for an eStatement on your KASASA account within 60 days of opening the account, the account will be converted to a Go Green Account which is not an interest bearing account and which has different requirements and fees than a KASASA account. Limit one account per Social Security Number (SSN).