Rates

*APY=Annual Percentage Yield. Minimum to open account is $100. APYs are accurate as of 04/16/12.

Balances up to $15,000 receive an APY of 3.01% if qualifications are met each monthly qualification cycle. Balances above $15,000 receive an interest rate of 0.4225% on the portion of the balance above $15,000 if qualifications are met each monthly qualification cycle. As a result, the APY for balances above $15,000 will range from 3.01%-0.76% if qualifications are met each monthly qualification cycle, depending on the balance in the account. If qualifications are not met, the APY will be 0.10% on all balances.

Rates may change after the account is opened. Fees may reduce earnings.

**ATM Fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. Monthly qualification cycle means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle.

***Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account.

Limit one account per Social Security Number.

*APY=Annual Percentage Yield. The minimum to open is $100 for Kasasa Cash and $100 minimum to open Kasasa Saver. APYs are accurate as of 04/16/12.

The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest amount paid may be less than the advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. All rates may change after the account is opened. Balances up to $15,000 in the Kasasa Saver account receive an APY of 1.01% if qualifications in the Kasasa Cash account are met each monthly qualification cycle. Balances above $15,000 receive an interest rate of 0.435% on the portion of the balance above $15,000 if qualifications in the Kasasa Cash account are met each monthly qualification cycle. As a result, the APY for balances above $15,000 will range from 1.01%-0.51% if qualifications in the Kasasa Cash account are met each monthly qualification cycle, depending on the balance in the account. If qualifications in the Kasasa Cash account are not met, the APY will be 0.10% on all balances in the Kasasa Saver account.

Rates may change after the account is opened. Fees may reduce earnings.

ATM Fee reimbursements (Kasasa Cash account only) up to $20 provided only if qualifications are met within the monthly qualification cycle. Monthly qualification cycle means a period beginning one banking day prior to the first day of the current statement cycle through one banking day prior to the close of the current statement cycle.

**Qualifying transactions must post and clear the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account.

Limit one account per Social Security Number.